Investors seeking short to mid-term investment opportunities, which offer guaranteed and consistent monthly returns. It’s an ideal fit for those seeking stable passive income.

Investors looking for private debt investments over a 3 to 5-year term, with monthly or annual instalments. Alternatively, we also offer investors the option to receive compounded interest upon maturity.

Investors interested in these investment opportunities are welcome to visit our Partners section for more information.

The investment opportunity operates on a transaction-based lending model. Investor capital is used to negotiate early settlement discounts with transport service providers, who benefit from immediate payments for their services to large food and beverage supply chains. This creates value from the differential between early settlement and standard payment terms.

We offer funders lucrative opportunities to earn generous interest from their invested capital, contributing to a stable passive income stream. Our model is low risk, as all transactions are covered by insurance, and the debtors are large, well-established supply chain companies in the food and beverage industry.

Our investment model revolves around early settlement discounts for transport service providers. By bridging the cash-flow gap between smaller transporters and large supply chain clients, we create value for all parties involved.

The logistics sector for FMCG is ever-expanding, driven by increased consumer demand and the growing need for supply chain efficiency. Our investment model taps into this market by solving the liquidity challenges of transport service providers, positioning us and our investors for sustainable growth.

The investment cap is currently at R1.5 billion with a steady and continuous growth rate year-on-year.

Upon engagement, the parties will enter into a capital loan agreement.

Investors can participate with a minimum initial capital amount of R 1 million. Thereafter, existing investments may be supplemented in increments of R 500 000 at any point in time.

Capital loan period varies from 3-months up to 5-years. Withdrawal of capital funds will be according to the loan agreement terms, which is typically 30-days’ notice to withdraw a portion or full capital amounts.

Returns are negotiated based on the capital amount, lending period, and available transactions, with indicative net returns of 1% per month.

These transaction cycles typically span over 90-180 days, aligning with the payment terms of the large supply chain companies. With a large order book and continuous growth, a steady turnover of transactions takes place each month, ensuring scalable investment opportunities.

We mitigate risks through:

The debtors are reputable, large-scale companies with excellent credit ratings in the FMCG sector.

Investments are spread across multiple transport providers and contracts, reducing risk exposure.

All transactions are insured, further securing investor capital.

Low to moderate risk.

Secured contracts, comprehensive insurance, and diversified exposure ensure high levels of capital protection.

As supply chains grow more complex, large corporations are seeking reliable and timely transport services. Smaller transport providers, who may struggle with liquidity, play a critical role in maintaining supply chain efficiency. By bridging this gap, our model supports both the transport providers and the larger companies relying on their services.

Many smaller and mid-sized transport companies face cash-flow challenges due to long payment terms from large corporations. Our model directly addresses this issue by offering immediate liquidity through early settlement discounts, providing a crucial lifeline for these providers. This growing need for liquidity makes the market ripe for our investment structure.

The transport agency manages logistics contracts with several top-tier food and beverage companies, handling bulk transportation for high-volume, time-sensitive goods. These contracts provide a consistent and stable demand for transport services, ensuring continuous investment cycles and returns.

A strong, diversified network of small, mid-sized, and large transport service providers is maintained to ensure reliable and dependable service delivery. These providers benefit greatly from the liquidity offered through early settlement options, allowing them to operate without the constraints of long payment terms.

Constant efforts are made to expand the network of service providers to include additional transport companies, particularly in underserved regions. As demand for logistics services grows, the agency is strategically positioned to increase the volume of contracts.

Through a seasoned partnership with a leading transport agency, we have a collective resource base with a dedicated and experienced team.

This ensures all transactions are processed efficiently and securely while enhancing the investor’s overall experience.

Structuring and deploying capital efficiently, aligning with our early settlement discount model.

Negotiating settlement discounts and ensuring accurate and timely payments.

Protecting investor capital through thorough risk evaluations.

Regularly tracking investments and adjusting strategies for optimal returns.

Providing investors with timeous reports, statements, and updates.

Regular, detailed financial updates on investment status, interest payment schedules, and latest statements.

A dedicated point of contact from our investor relations team for timely responses and support with any queries.

Proactive updates on investment performance and further opportunities available.

Investors can easily supplement their existing investments to capitalise on greater returns. We also have a seamless capital withdrawal process, where investors can request partial or full capital withdrawals. All requests are processed within the agreed upon notice period; typically, 30-days.