Frequently Asked Questions
How secure is my capital?
Each investor’s capital is safeguarded by strong and long-standing relationships with blue-chip firms in the FMCG market sector, showing reliability and excellent payment records. In the unlikely event of payment default, all transactions are backed by comprehensive debtors insurance, through credit guarantee.
What kind of returns can I expect?
Investors can expect fixed and consistent return. These returns are generated from settlement discounts negotiated with transport service providers, providing a reliable passive income stream with minimal risk. Interest rates offered vary between 12-18% per annum.
How will I receive my interest payments?
Interest payments are distributed monthly and will be transferred directly into your nominated bank account. For compounding investment options, upon maturity, your capital and yields will be paid out in a single lump sum. You will receive regular updates and statements to track your earnings and capital performance.
How do I top-up or withdraw my capital?
You can easily top-up or withdraw your capital by providing a notice request. Our investment plan is designed to offer flexibility, allowing you to access your funds as needed without long lock-in periods. Withdrawal of capital funds will be strictly according to the loan agreement terms.
Are there any hidden fees involved?
No, we don’t charge any once-off or ongoing admin fees to our clients. All our fees are absorbed outside of the returns we offer to the investors.
How will I be taxed on the income I earn?
Should your interest income exceed the tax threshold, you will be taxed on the income received according to your tax bracket and status.
What is the minimum capital amount required to participate?
For South African investors, the minimum capital amount required to participate is R 1 million. Thereafter, existing investments may be supplemented in increments of R 500 000.